Last Updated: May 8, 2026

These Terms of Service (“Terms”) govern your access to and use of the website located at https://dfactor-services.com/ and any services provided by D Factor Services (“D Factor”, “Company”, “we”, “us”, or “our”), including technology solutions, consulting, digital services, and business support services.

By accessing the website or engaging our services, you agree to these Terms.

1. Scope of Services

D Factor provides services that may include, but are not limited to:

• Technology and digital development services
• Software, IT, or platform-related services
• Business consulting and advisory services
• Strategy, operations, and process consulting
• Digital marketing or technical support services
• Custom business solutions

Specific services, timelines, pricing, and deliverables may be defined in a separate service agreement, proposal, or statement of work (SOW).

If a conflict exists between these Terms and a signed service agreement, the service agreement will prevail.

2. Client Responsibilities

Clients agree to:

• Provide accurate and complete information required for service delivery
• Respond to requests for approval, materials, or feedback promptly
• Ensure that any materials provided to D Factor do not violate third party rights
• Comply with applicable laws and regulations

D Factor is not responsible for delays caused by incomplete information or a lack of client cooperation.

3. Consulting and Business Advisory Disclaimer

Business and consulting services provided by D Factor are advisory in nature.

While we strive to provide accurate and useful recommendations:

• We do not guarantee specific business outcomes, financial performance, or results
• Business decisions made based on our recommendations remain the sole responsibility of the client

Clients are encouraged to seek independent legal, financial, or professional advice where necessary.

4. Fees and Payment

For paid services:

• Fees will be specified in a proposal, invoice, or service agreement
• Payments must be made within the timeframe specified in the invoice
• Late payments may result in service suspension or late fees

Unless otherwise agreed in writing:

• Payments are non refundable once services have begun
• Any additional work beyond the agreed scope may incur additional charges

5. Project Scope and Changes

If services are delivered as a project:

• Work will follow the scope defined in the proposal or agreement
• Requests outside the original scope may require a change order or additional fees

D Factor reserves the right to adjust project timelines if the scope changes.

6. Intellectual Property

Unless otherwise stated in a written agreement:

• D Factor retains ownership of methods, frameworks, tools, and internal processes used to deliver services
• Upon full payment, clients may receive a license to use final deliverables for their business purposes

Clients may not:

• Resell or redistribute deliverables without permission
• Claim ownership of D Factor proprietary systems or methodologies

7. Confidentiality

Both parties agree to keep confidential any non public information shared during service delivery, including:

• Business strategies
• Technical systems
• Financial data
• Proprietary processes

Confidential information may only be disclosed if required by law.

8. Acceptable Use of the Website

Users may not:

• Attempt to gain unauthorized access to systems or servers
• Use the website for fraudulent or unlawful purposes
• Distribute malware, spam, or harmful content
• Attempt to copy, scrape, or exploit platform content

Violation may result in restricted or terminated access.

9. Third Party Tools and Services

D Factor may utilize third party tools, software, or platforms while delivering services.

D Factor is not responsible for:

• Downtime or failures of third party systems
• Changes in third party pricing or policies
• Issues caused by third party integrations

10. Limitation of Liability

To the maximum extent permitted by law, D Factor shall not be liable for:

• Indirect or consequential damage
• Loss of business opportunities or revenue
• Loss of data or operational disruptions

D Factor’s total liability for any claim shall not exceed the total amount paid by the client for the relevant services during the previous 12 months.

11. Indemnification

You agree to indemnify and hold harmless D Factor from any claims, damages, or legal actions arising from:

• Your misuse of services
• Your violation of these Terms
• Your infringement of third party rights

12. Termination of Services

Either party may terminate services if:

• The other party breaches the agreement
• Required payments are not made
• Legal or regulatory obligations require termination

Upon termination:

• Outstanding invoices become immediately due
• Access to services may be revoked

13. Privacy and Data Protection

Your use of our website and services is also governed by our Privacy Policy, which explains how personal data is collected and processed.

14. Force Majeure

D Factor shall not be liable for delays or failures caused by circumstances beyond reasonable control, including:

• Natural disasters
• Internet outages
• Government actions
• Cybersecurity incidents
• Labor disputes

15. Modifications to Terms

We may update these Terms periodically. Updated versions will be posted on the website with a revised Last Updated date.

Continued use of the website or services constitutes acceptance of the updated Terms.

16. Governing Law

These Terms shall be governed by the laws of the jurisdiction in which D Factor operates, unless otherwise specified in a service agreement.

17. Contact Information

For inquiries regarding these Terms:

D Factor Services
Website: www.dfactor-services.com
Email: info@dfactor-services.com